This article shows that on the one hand the development of the liposomes technology offers great chances for many new cosmetic products (which are very desirable from the consumer's point of view), but that on the other hand the cosmetics developer has to deal very intensively with questions of raw material selection, characterization of raw and finished products as well as the question about the biological fate of his formulations, in order to avoid risks. In this connection, soya phospholipids in the form of liposomes have much to recommend them, in view of their wide spectrum of activity and the decades of experience with these natural raw materials in food and pharmaceuticals.